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Credit repair is the process of identifying and addressing inaccurate, outdated, or unfair negative items on your credit report. This can include disputing errors, negotiating with creditors, and guiding you toward better credit habits that improve your score over time.
It depends on your situation. Some clients see improvements in as little as 30–60 days, while others may need several months of consistent work. Credit repair is not an overnight fix, but steady progress can lead to real, lasting results.
Pricing depends on the level of service you need, but we keep it transparent and affordable. Remember: improving your credit can save you thousands in interest and fees over time, making it an investment in your financial future.
All of our clients experience a boost in their scores once errors are removed and credit utilization strategies are applied. Results vary, but improving your credit report that leads to a stronger score and better financial opportunities.
Late payments, Collections, Charge-offs, Bankruptcies, Foreclosures, Judgments, Tax liens and Inaccurate personal information
Credit repair focuses on removing errors and negative items from your report, while credit restoration helps rebuild and strengthen your credit profile for the future
Free Consultation
Free Credit Report Review
Dispute Negative Items
Education & Coaching
No contracts - cancel anytime
Free Consultation
Free Credit Report Review
Dispute Negative Items
Education & Coaching
Add Positive Tradelines
Profile Structuring
Funding Roadmap
Access to Lenders
No contracts - cancel anytime
"A Credit Comeback Story"
"I’ve never in 48 years of my life been able to have my credit scores in the 700’s. Plus you helped me purchase two cars and got me over $100,000 in funding! I couldn’t have done it without you. I’m still in disbelief, but we did it!"
Wilfredo F
"My Credit Was Restored and My Future Secured"
"Thanks for restoring my credit! Not only did you help me purchase a home, but I got the update that I now have my Secret Clearance thanks to you Xavier. You saved my career" Ismael D
"Life-Changing Results"
"I’ve invested in a consultation call with Xavier and in less than 72 hours I was approved over $45,000 in funding. I’ve been fixing credit with the tips you’ve provided and you have no idea how much you made an impact in my life. Honestly, grateful forever."
Gaby M
"Xavier Transformed my Business Future"
"Not only did Xavier repair and restore my credit into the 800’s, he got me access to over $125,000 in funding. With Xavier’s help I’ve been able to now grow my auto rental business from two cars to now nine cars in less than a year. You’ve played such a pivotal point in my journey. Thank you X"
Jeremiah B
Fast & Creative solutions.
Honesty and Transparency.
Top-notch Services.